Sandra E. Horwitz

Sandra E. Horwitz is a managing director of Delaware Trust Co. in Wilmington, Del. She is a 30-year veteran of the financial services industry, with the last decade dedicated to acting as a fiduciary on behalf of debt-holders in more than 40 chapter 11 proceedings, many of which involved complex litigation. Ms. Horwitz joined Delaware Trust in August 2012 as managing director of its Successor Trustee and Default Administration business group, a role that has expanded to include all restructuring- and bank- ruptcy-related trust and agency services. Her prior experience included specialization in a multitude of domestic and international services, including corporate trust default administration, loan workouts, lev- eraged finance, syndicated lending and capital markets fundraising. Previously, Mr. Horwitz was with HSBC Bank USA, N.A., where she served for more than eight years as vice president of its Bankruptcy/ Default Group, Corporate Trust & Loan Agency. Prior to that, she worked at Credit Lyonnais, where she was a loan-workout banker following stints as a senior executive responsible for managing universal banking relationships with financial institutions and multinational corporations. Ms. Horwitz testified before the ABI Commission to Study the Reform of Chapter 11 on the subject of the role of valuations. She received her B.A. from the University of California at Los Angeles, her M.B.A. from Columbia University and her Masters in public administration from the University of Southern California.