Charles N. Kelley, Jr.

Charles N. Kelley, Jr. is an attorney with Cummings & Kelley P.C. in Gainesville, Ga., where he fo- cuses his practice on insolvency issues, representing individuals and small business debtors and credi- tors in cases under chapters 7, 11, 12 and 13, as well as in state law receiverships and out-of-court debt restructurings. He is a member of the board of directors of the Southeastern Bankruptcy Law institute, the Bench and Bar Committee for the U.S. Bankruptcy Court for the Northern District of Georgia and ABI. Mr. Kelley is admitted to practice law in Georgia and before the U.S. District Courts for the North- ern and Middle Districts of Georgia and Eleventh Circuit Court of Appeals. He received his Bachelor's degree in industrial engineering from the Georgia Institute of Technology in 1989 and his J.D. cum laude from Georgia State University College of Law, where he served as managing editor of the Georgia State University Law Review.